Enes is a married woman. She has two children with ages ranging from three to seven years. She describes herself as honest and reliable. She operates a M-Pesa business (a mobile-phone-based money-transfer service) where she offers transaction services to customers either withdrawing or depositing. She has been involved in this business for two years. Her business is located in an urban area where customers are many.
Enes describes her biggest business challenge as inadequate capital to grow the business. She will use the 20,000 KES loan to to start offering printing services in the M-Pesa business. Her business goal is to have a stable business within five years. She hopes that, in the future, it will be successful. This is her first loan with SMEP - Deposit Taking Microfinance Limited.