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Ntahalia Group
In this Group: Zisheba, Mulumeoderwa, Bisimwa, Mastaki, Rutale, Kabale, Mushagasha, Muhembeke, Cirenga, Chiregano, M'cirhusha, Cimanuka, M'ndagano, Muhanya, M'rucha, M'luhali, Mayembe, M'mugogo, M'rubabura, Mungazi, Mukamire, M' Lurhamba, Balungwe, Mushgalusa, Luyando, Bagayamukwi, Shamavu, Bagayamukwi, Birende, Makasi, M'yamuhombeza, Biringingwa, Bisimwa, Mastaki, Kafironko, Nkulu
The client Chiregano is the adviser for the business collective of Ntahalia. Chiregano is a dynamic young entrepreneur, 29 years old, and married with four children. Her husband is a taxi driver. Chiregano is a fruit seller. All the same, she also sells other food products (corn, yams, beans, etc.). Chiregano sells her merchandise in the market and sometimes from her home.

Chiregano started this business in her youth, with funds received from her grandfather. This new loan will be used to buy two baskets of plums, ten bunches of bananas, two baskets of oranges, avocados, etc.

Damage to the produce, rotting fruit, a lack of conservation technology, and insecurity in rural areas are major challenges for her business. Chiregano hopes to educate her children and help her business to grow. Chiregano would also like to give special thanks to Hekima for her micro loan support.
View original language description ↓
La cliente Chiregano est conseillère du collectif d’affaire Ntahalia, jeune entrepreneur dynamique, âgée de 29 ans, mariée et mère de 4 enfants. Son conjoint est un chauffeur taximan. La cliente est vendeuse des fruits. Toute fois, elle vend aussi d’autres produits alimentaires (Maïs, ignames, haricots, etc.). Elle installe ses produits au marché et parfois à son domicile. Elle commença cette affaire depuis sa jeunesse, avec le fonds reçu de son grand père. Ce nouveau prêt va lui servir d’acheter 2 paniers des fruits prunes, 10 régimes de bananes, 2 bassins d’oranges, avocats, etc. Les détériorations, les pourritures de fruits, absence de technologie de conservation, l’insécurité dans les milieux ruraux sont de défis majeurs pour son activité. Elle souhaite scolariser ses enfants et accroitre l’entreprise. Au finish, elle remercie fortement Hekima pour son soutien en microcrédit

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 15
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,268,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Ntahalia Group's $3,950 loan helped a member to buy two baskets of plums, ten bunches of bananas, two baskets of oranges, avocados, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 12, 2013
Listed
Apr 25, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2013