Francis is married and has one child. He describes himself to be a good person.
Francis operates a Mpesa service business where he does transactions for customers by either depositing or withdrawing money. He has been involved in this business for 4 years. His business is located in an urban area where customers are many.
Francis describes his biggest business challenge to be inflation of prices. He will use the KES 100,000 loan to add float to his Mpesa business. His business goal is to have a second Mpesa business within 5 years. This is his third loan with SMEP DTM. Previous loans were paid successfully