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Rhuzusanye Group
In this Group: M'namubumbu, M'kajachi, M'ntanyanya, Buhendwa, M'nshombo, M'buroko, Cirhulwirhe, Zigabe, Cishugi, M'mweze, Lumuka, Cigalasha, Cibembe, Lugambwa, Cifende, Ndusha, M'chifuri, Munganga, Bisubyo, Bahaya, Chakulya, M'machara, M'muhizi, Chishweka, Cirhuza, M'cizungu, M'bikayi, M'chigangu, M'nyenje, M'bashizi, Nyamuba, M'ciza, M'cirhulwire, M'bufole
Mélanie, age 45, is an entrepreneur and the president of Rhuzusanye Group. She's married and the mother of nine children. Her husband is a builder (master mason).

Mélanie sells onions. She started this business in her youth, with funds she received from her parents. She will use her part of the new loan to buy one sack of onions.

Deteriorations and insecurity in rural environments are major challenges for her business. She would like to send her children to school and expand her business.

In conclusion, she greatly thanks Hekima for its support with microfinance.
View original language description ↓
La cliente Mélanie est présidente du collectif d’affaire Rhuzusanye, entrepreneur, âgée de 45 ans, mariée et mère de 9 enfants. Son conjoint est un constructeur (maitre maçon). La cliente est vendeuse des oignons. Elle commença cette affaire depuis sa jeunesse, avec le fonds reçu de ses parents. Ce nouveau prêt va lui servir d’acheter 1 sac d’oignons. Les détériorations, l’insécurité dans les milieux ruraux sont de défis majeurs pour son activité. Elle souhaite scolariser ses enfants et accroitre l’entreprise. Au finish, elle remercie fortement Hekima pour son soutien en microcrédit.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 8
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,200,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Rhuzusanye Group's $2,450 loan helped a member to buy one sack of onions.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 12, 2013
Listed
Apr 25, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2013