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Seda is involved in agriculture. She lives with her husband (in the photo), son, daughter-in-law and two young grandchildren.

Together with her husband, Seda keeps three cows and two calves and she also grows peach and plum trees. They have already started the cultivation work for spring.

To ensure that she and her husband are able to undertake all the necessary tasks, Seda has applied to SEF International for a loan. She needs this loan to buy fertilizers and fuel to transport her agricultural products to the market. The loan will also help Seda to purchase five oxen, enabling her to increase her livestock.

Seda hopes that the loan will help her to increase her agricultural income so she will be able to ensure a better future for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 165
    View loans »
    Armenia Loans Fundraising
  • $13,775,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Seda to buy fertilizers and fuel to transport her agricultural products to the market as well as purchase five oxen.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 13, 2013
May 1, 2013
Currency Exchange Loss:
Jan 17, 2014