Wilson, age 61, is a dairy farmer. He has been engaged in this business for 15 years. His customers are local residents and retailers. He and his wife have seven children between the ages of 10 and 29 years old.
He has applied for a loan in order to buy animal feed and construct a cow shed. He plans to use the anticipated profits from his business to buy more cows. He is a goal-oriented man and sees himself as becoming more successful in five years time.