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Morny is petty trader in Wegbe, Hohoe. Morny has received formal education but only to the middle school level. She is married and has 4 children. Her husband is in farming.

Morny has been into petty trading for 14 years now. She supports her husband to pay for their children's school fees and also feed the home. Her loan will be used to buy plastic rubber containers, plates, and also deal in the sales of fresh fish since the demand is high in her neighbourhood. She hopes to use the new profits from her business to save for her children's educations.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,958,450
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Morny to buy plastic rubber containers and plates, as well as sell fresh fish in her neighbourhood.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 26, 2013
Apr 28, 2013
Currency Exchange Loss:
Aug 17, 2013