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Odiljon is 34, married, and the father of two. His wife is a homemaker; she stays at home and takes care of the children. After graduating from the medical institute, Odiljon worked in the maternity ward in Vakhdat. But due to the low pay, he resigned. Now he is unemployed. He wants to be a private taxi driver, since this is a lucrative business. He has eight years' driving experience. He plans to offer taxi service between Vakhdat and the Sadbarg commercial center in Dushanbe, and can do about five runs a day. With this goal in mind, Odiljon is requesting a loan to by a car.
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Одилжону 34 года. Он женат и отец двоих детей. Его жена домохозяйка, она сидит дома и воспитывает детей. У Одилжон высшее медицинское образование. По окончании медицинского института он работал в родильном доме города Вахдат, однако из-за маленькой заработной платы он уволился. Сейчас Одилжон нигде не работает. Он хочет заняться услугой такси, так как это дело прибыльнее. У него имеетя 8-летний опыт вождения. Он планирует предоставлять услуги такси по маршрутной линии город Вахдат-торговый центр Садбарг (в городе Душанбе) и в день делать 5 рейсов. С этим намерением Одилжон запрашивает кредит для приобретения автомашины.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 188
    View loans »
    Tajikistan Loans Fundraising
  • $30,382,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Odiljon to buy a car to operate a private taxi service.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 9, 2013
Apr 29, 2013
Currency Exchange Loss:
Jan 18, 2014