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Vilma runs a general store to earn a living. She earns additional income from operating a motorcycle transport. She and her husband have four children, and Vilma works hard to help support her family. Vilma has been sustaining her business activities through her past two loans from NWTF.

Vilma is requesting a loan in the amount of PhP 10,000 through NWTF. She will use her loan funds to buy additional stocks to sell in her store, such as soap, coffee, can goods, sugar, and spices.

She hopes that her hard work will help her attain her dream, which is to save enough money to send her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1467
    View loans »
    Philippines Loans Fundraising
  • $59,362,100
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Vilma to buy items such as soap, coffee, can goods, sugar, and spices to offer for sale.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 10, 2013
Apr 28, 2013
Currency Exchange Loss:
Oct 17, 2013