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Nighat is 38 years old and a hardworking and diligent woman. She is living in Rawalpindi, Pakistan along her husband and six children. Only two of her children are going to school because of the financial constraints; she can’t afford the educational expenses of all. Her husband is a wood cutter by profession and he has a very low monthly income.

Nighat is a very responsible and skilled woman. She is using her tailoring skills to generate an alternative source of income for her family. She is very experienced in stitching clothes and dresses. She has been doing this work from 5 years. Her clients are very satisfied with her work.

Nighat has requested a loan from Kiva’s partner BRAC Pakistan to expand her business. She wants to open a tailoring center and needs to purchase two new sewing machines. She would reinvest the profit amount on her business and a part of it to pay the educational expenses. She desires to send all of her children to schools. She is very hopeful that the loan will be a progressive step for her family.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 272
    View loans »
    Pakistan Loans Fundraising
  • $14,714,900
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Nighat to open a tailoring center.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 11, 2013
Apr 28, 2013
Currency Exchange Loss:
Feb 17, 2014