Check out some available loans that are similar to this one!
Vladimir was born in 1956 in the village of Ghazakh, which is in Azerbaijan. During the Armenia-Azerbaijan war conflict, Vladimir and his family had to move to his motherland Armenia, where they settled in Ijevan. Now Vladimir lives there with his wife, son, daughter-in-law, and newborn grandchild.

Vladimir has a higher education; he is an engineer. For a long time he worked as a foreman in construction companies. But Armenia was part of the Soviet Union, and after the Soviet Union's collapse, he became jobless.

At that time Vladimir decided to run his own business, so he started a food trading business in rented places. After 15 years hard work Vladimir built his own grocery shop in Ijevan, and he organizes his trading there. In his shop Vladimir sells meat products, oil, dairy products, bread, sweets, candies and household products, which he buys from wholesale markets in Yerevan. Vladimir’s wife works as a teacher in school, but from time to time helps him with the store.

With the profit from trading, Vladimir is able to care for his family and has finally been able get rid of the family's refugee status. He now feels like a full citizen of his country.

Vladimir needs a loan to buy large amount of meat products, sugar, flour, oil, juice and household products for reselling and to showcase in the refrigerator of his store. This is Vladimir’s 7th loan from “Nor Horizon,” and his first from Kiva. He hopes to receive a good profit from this deal.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

To stay updated on loans from Armenia, please join the Armenia lending team at

About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,350,650
    Funds lent in using Kiva
  • 416.1
    Armenia Drams (AMD) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,425 helped Vladimir to buy large amount of meat products, sugar, flour, oil, juice for the showcase in his store.
73% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 27, 2013
Apr 28, 2013
Currency Exchange Loss: