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Varditer was born in and lives alone in Vanadzor city. She is divorced. A long time ago, her husband went to the Russian Federation for work and didn’t return.

Varditer has two daughters who are married and live with their families, separate from Varditer. Varditer is a very optimistic woman and she raised her daughters alone. She had a very hard life, but she was never disappointed from life.

Five years ago, she became jobless and decided to run her own trading business. She built a stall near her house and started to sell fruits and vegetables. She buys fruits from the nearest villages and from wholesale food markets and she transports them to her stall and resells them. Trade income allows Varditer to cover all her costs and bills and to live in her lovely city, Vanadzor.

Varditer needs a loan to construct a roof for her fruit stall and to buy fruits and vegetables to sell.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 128
    View loans »
    Armenia Loans Fundraising
  • $14,869,400
    Funds lent in using Kiva
  • 416.1
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Varditer to construct a roof for her fruit stall and to buy fruits and vegetables to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 26, 2013
Apr 28, 2013
Currency Exchange Loss:
Oct 17, 2014