Thanks to her efforts and her parents' support, Leticia is currently studying for a professional degree in Business Management. In her free moments, she likes to spend a little time reading and sometimes cooks a delicious Seco de Res [Peruvian beef dish] to share with her family.
By her own initiative, with a lot of determination and dedication, Leticia works as a field worker with an agricultural fund in her city. She works every day for approximately 8 hours, and believes that it is going well for her because of her good performance and her friendly manner towards others.
Leticia is very grateful to the Kiva lenders, because thanks to the assistance provided, she will be able to make improvements to a room in her home that is currently deteriorated and in need of updating. In this way, Leticia and her family will be able to have a more adequate and secure environment, and she will continue to work and strive to achieve her great dream of becoming a good professional.
Por iniciativa propia, con mucho empeño y dedicación, Leticia trabaja como obrera de campo en un fundo agrícola de su ciudad, ella trabaja todos los días por un aproximado de 8 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Leticia se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de una habitación en su vivienda, ya que esta actualmente está deteriorada y requiere de refacciones, de esta manera Leticia podrá y su familia podrá contar con un ambiente más adecuado y seguro, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de convertirse en una buena profesional.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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