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Ada Luz
Ada, 38, lives in the city of Pisco with her two small children, who she loves very much and are her main reason for living. She is a very kind, hard-working, enthusiastic person who dedicates all her efforts to providing for her family, since she is both mother and father to her children. Unfortunately, due to a lack of economic resouces and out of necessity, she had to start work at a very young age. She was unable to get a degree in Business Administration as she would have liked. In her free time she enjoys cleaning house and sometimes cooks a delicious "Sopa de Leche" (chicken stew) to share with her family.

On her own initiative and with much tenacity and dedication, Ada works in her small store selling groceries and beverages. The store occupies a small space in her home and she works about 10 hours a day. She believes business is going well because of her low prices and kindness to customers.

Ada is very grateful to Kiva lenders because thanks their help she can buy larger volumes and variety of merchandise, such as sodas, soft drinks, mineral water, rice, sweets, instant soups, etc. This means her store will be better stocked to serve customers and she will be able to continue working toward her goal of having a more stable home and a better lifestyle for her family.
View original language description ↓
Ada es una mujer de 38 años, vive en la ciudad de Pisco con sus dos pequeños hijos, a quienes ama y son su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su familia, ya que ella es padre y madre para sus hijos; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, no pudo estudiar la carrera profesional de Administración de Empresas que deseaba, pero le hubiera gustado poder hacerlo, en sus ratos libres le gusta limpiar su hogar y en algunas ocasiones cocina una riquísima Sopa de Leche para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Ada trabaja en su pequeño negocio de venta de abarrotes y bebidas, ella ocupa un pequeño espacio en su vivienda y puede trabajar por un aproximado de 10 horas y cree que le va bien por los buenos precios y por el trato amable que brinda a sus clientes.
Ada se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mayor cantidad y variedad de mercadería, como gaseosas, refrescos, agua mineral, arroz, golosinas, menestras y otros, de esta manera Ada tendrá mejor abastecido su negocio y podrá atender a mas clientes, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de tener una casa segura que brinde mayor bienestar a su familia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 55
    View loans »
    Peru Loans Fundraising
  • $53,914,550
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD