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Sandra Estela
Sandra is 46 years old and lives with her husband and her 23 year old daughter in a home of her own. She has a store where she sells primary needs products such as beans, milk, eggs, bread, and other things. She also has a mill and has for various years. Her business is located in her home and it’s very well known by the residents in the zone. She has many customers because she has a very well stocked store. She wants to grow the business and make a new investment, but needs capital so she is asking for a loan, specifically to buy merchandise with which to stock her store and improve her earnings. She assures us that she will repay her loan and is confident that she will have a better quality of life.
View original language description ↓
doña sandra de 46 años de edad vive con su esposo y su hija de 23 años de edad viven en casa propia; ella posee una tienda donde vende artículos de primera necesidad, frijoles, leche, huevos, pan, entre otros y tambien un molino desde hace varios años, su negocio esta ubicado en el lugar de su residencia, es muy reconocido por los vecinos de la zona , se ha hecho de mucha clientela, pues tiene la tienda surtida, ella quiere acrecentar el negocio y realizar una nueva inversión pero necesita de capital por eso solicita un crédito especialmente para comprar mercaderia para surtir su tienda para obtener mejores ganancias, asegura que cancelara la deuda y a la vez confía en que tendra una mejor calidad de vida

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 662
    View loans »
    El Salvador Loans Fundraising
  • $26,134,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Sandra Estela to stock her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 27, 2013
Currency Exchange Loss:
Nov 17, 2013