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Santos Vidal
Santos is used to a lack of sleep due to his work as a security guard. This work is currently his only source of income. His wife is in charge of organizing their home, and he manages to pay the main home expenses alone.

He has applied for this loan to build a wall around his house so that his family can live in peace, since there is a lot of crime in his neighborhood. His family needs to be protected on their land, and his grandchildren should be able to play peacefully.
View original language description ↓
Don Santos, un señor acostumbrado al desvelo por su trabajo como guarda de seguridad, hoy en día es su único medio de ingresos, su esposa se encarga del orden del hogar, el solo se las ingenia para pagar los gastos principales del hogar. Este nuevo crédito que solicita es para hacer el muro perimetral de sus casa, para que su familia este más tranquila ya que hay mucha delincuencia en su barrio y necesita estar protegido en su terreno y que sus nietos jueguen tranquilos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 131
    View loans »
    Nicaragua Loans Fundraising
  • $24,575,325
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Santos Vidal to buy cement, sand, blocks, iron, and stone.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 19, 2013
Apr 26, 2013
Currency Exchange Loss:
Apr 16, 2014