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Nicida
Nicida is 27 years old, is married and has three children with whom she lives in her rented home. She has been working in her store of food products for seven years. It is located in the first floor of the house of her mother in law. Since her business is located in a corner of her neighborhood, this has allowed her to have many customers as well as to make many friendships.

In her business we can find many products considered necessities such as rice, sugar, soft drinks, canned food and other consumables with high demand among her distinguished customers. One of the main problems affecting the profits is the delay in paying the products she sells on credit. Her long term financial goal is to buy a land where to build a house, because she thinks it's a good way to invest in her future.

This is her first loan from Kiva, for this reason she is very grateful for the opportunity given and is committed to pay her installments on time. She needs 3,000 nuevos soles to supply her business with more products such as cereals, soft drinks, canned food and sweets, hoping to maintain and improve the flow of customers.
View original language description ↓
Nicida de 27 años de edad , esta casada y tiene 3 hijos con quienes reside en su vivienda en calidad de alquiler .Desde hace 7 años brinda atención en su tienda de productos comestibles el cual se encuentra ubicado en el primer piso de la vivienda de su suegra ,al tener ubicado su negocio en una esquina de su barrio le ha permitido tener buena clientela haciendo a su vez muchas amistades.
En su negocio podemos hallar diversos productos considerados de primera necesidad tales como arroz, azúcar, gaseosas, enlatados y diversos consumibles con mayor demanda entre su distinguida clientela.
Uno de los principales inconvenientes que aquejan las ganancias finales de su negocio es el retraso en el pago de productos que brinda al crédito.Sus objetivos económicos a largo plazo son el de adquirir un terreno para la construcción de su vivienda ya que considera una buena manera de invertir a futuro.Este viene a ser su primer crédito otorgado por Kiva , por esta razón esta agradecida por la oportunidad brindada y se compromete a pagar sus cuotas de manera puntual.
Desea contar con 3,000 nuevos soles para surtir su negocio con mas productos tales como cereales, gaseosas, conservas y golosinas esperando mantener o mejorar la afluencia de su clientes.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,986,025
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Nicida to buy products such as rice, cereals, soft drinks, and others.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 9, 2013
Listed
Apr 25, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 25, 2014