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Melania Aurora

Update on Melania Aurora

Melania is a lady who's trying to get ahead alongside her children and her husband, who works as a driver. One of her children is studying and she hopes to support him all the way, until he succeeds in finding a job. Melania earns her livelihood by selling clothing and cosmetics door-to-door. She needs the loan in order to improve her home by building a boundary wall so that she'll be safer in her house, since the neighborhood has become increasingly dangerous. There are still many aspects of her house that need improving, but she hasn't been able to do that because of the lack of financial resources. She hopes to be able to accomplish that someday.
View original language description ↓
Doña Melania, una señora que busca como salir adelante con sus hijos y esposo quien trabaja como conductor, para, uno de sus hijos está estudiando y ella espera apoyarlo siempre hasta que logre contar con un empleo, Melania se busca la vida vendiendo ambulante ropa y cosméticos. Ella necesita el crédito para mejorar su vivienda, haciendo un muro perimetral para obtener más seguridad en su casa ya que el barrio cada vez es más peligroso, aun deja muchos puntos de su hogar por mejorar pero por la falta de posibilidades económicas no ha podido realizar, tiene la esperanza de que algún día pueda lograrlo.

Previous Loan Details

Melania continues working as a street vendor of clothes. She’s a seamstress by profession and has acquired customers to sell to and to fill orders for items they request like home appliances, cosmetics and clothes. Her profits have improved to help her family with household expenses. Her hu... More from Melania Aurora's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 126
    View loans »
    Nicaragua Loans Fundraising
  • $24,553,900
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Melania Aurora to purchase cement, iron, sand, bricks and gravel.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Apr 19, 2013
Apr 25, 2013
Currency Exchange Loss:
Jan 18, 2014