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Magaly  Zulema
Magaly is 24 years old. She's in a common law marriage and has three children. She lives with her family in the canton of Ventanas, province of Los Ríos.

She's a member of the "Virgen de Guadalupe" communal bank, which is located in the parish of Puerto Pechiche, which belongs to the canton of Pueblo Viejo.

Magaly is a farmer who grows corn and raises animals such as chickens.

She requests the loan in order to rent the farmland and to purchase supplies such as compost, fertilizer, insecticide, etc.

She makes her purchases in the canton of Ventanas, often from a company called Agripag.

Her dream is to improve production in her crops. She doesn't face any challenges. In her free time she enjoys raising animals.
View original language description ↓
Magaly tiene 24 años de edad es de estado civil unión libre tiene 3 hijos vive con la familia en el Cantón Ventanas Provincia Los Ríos.

Es integrante de ventanilla Virgen De Guadalupe que se encuentra ubicada en la parroquia Puerto Pechiche que pertenece al cantón Pueblo Viejo.

Magaly se dedica a la agricultura a la siembra de maíz y a la crianza de animales como las gallinas.

Solicita el crédito para el arriendo de terreno y compra de insumos como abonos, fertilizantes, insecticidas y otros.

Las compras realiza en el cantón ventanas frecuentemente en agripag.

Su sueño es mejorar la producción de los cultivos. No s3e presenta ningún desafío. En el tiempo libre le gusta criar animales.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Magaly Zulema to rent the farmland and to purchase supplies such as compost, fertilizer, insecticide, etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Apr 17, 2013
Apr 25, 2013
Currency Exchange Loss:
Dec 21, 2013