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Serebia is a married woman with three children. She has been building her house for many years. She took out loans with Esperanza almost three years ago to expand her grocery store. She used most of her profits to build her house. Now she is requesting a loan to finish building it. Serebia has built a part of the house, and now she will build the rest, adding windows, floor and roof.

Serebia is one of Esperanza Internacional's entrepreneurs. She came to Esperanza Internacional almost three years ago for a loan to expand her business. She took an individual loan in one of the rural villages in Hato Mayor, where she has received three loans to invest in her business.

Esperanza Internacional is running a program where most of their clients pay back their loans, fulfill the commitment to expand their businesses, and show fidelity in their groups. They can request loans to improve the structure of their homes, while running their business loans and attending group meetings.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Dominican Republic

  • $7,611
    Average annual income
  • 2
    View loans »
    Dominican Republic Loans Fundraising
  • $7,912,075
    Funds lent in using Kiva
  • 41.1
    Dominican Republic Pesos (DOP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Serebia to buy concrete blocks, cement, rods, etc.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Mar 26, 2013
Apr 28, 2013
Currency Exchange Loss:
May 17, 2014