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Cristhian Ferrer
Cristhian is a 33 years old, lives in the city of Ica with his wife and son, whom loves and are his main reason for living. He is a very kind and enthusiastic worker with a great desire to improve himself. Unfortunately, due to a lack of financial resources and his need to work from a young age to help his parents, Cristhian could not study for a proper career. In his spare time, he enjoys playing soccer with his friends and sometimes cooks a delicious "Tossed-Noodles" plate to share his family. On his own initiative, with much effort and dedication, Cristhian works as motorcycle taxi driver. He provides transportation services in his city. He also works in agriculture, as he has a small crop of cactus pears. He works everyday for approximately 10 hours and believes he is doing well considering he is experienced and responsible.
Cristhian is grateful to Kiva lenders, and thanks to their assistance, he will be able to perform repairs and maintenance, as well as purchase new tires, on his motorcycle-taxi. This way, Cristhian will have his taxi in top condition, which will assure his work and help him strive for his dream to have a properly constructed home for the safety and security of his family.
View original language description ↓
Cristhian es un hombre de 33 años, vive en la ciudad de Ica con su esposa y su hijo, a quienes ama y son su principal razón en la vida, el es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven para ayuda r a sus padres, Cristhian no pudo estudiar una carrera profesional, en sus ratos libres le gusta jugar futbol con sus amigos y en algunas ocasiones cocina un riquísimo Tallarín Saltado para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Cristhian trabaja como chofer de mototaxi, brindando servicios de transporte en su ciudad, adicionalmente también se dedica a la agricultura, el tiene un pequeño cultivo de tuna, él trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su responsabilidad y experiencia.
Cristhian se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la refacción, mantenimiento y la compra de llantas nuevas para su mototaxi, de esta manera Cristhian tendrá su herramienta de trabajo en mejores condiciones, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de tener su hogar construido con materiales adecuados, que brinden mayor seguridad y bienestar para su familia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 35
    View loans »
    Peru Loans Fundraising
  • $54,501,725
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Cristhian Ferrer with the repair, maintenance and purchase of tires for his motorcycle-taxi.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 10, 2013
Listed
Apr 25, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014