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Carmen Elena
Elena, 36, is single living with her family in Ventanas Canton, Los Ríos Province. She’s a member of the “Virgen de Guadalupe” communal bank located in Puerto Pechinche Canton belonging to Pueblo Viejo Canton. This communal bank works in agriculture and animal husbandry.

Elena works growing corn and raising chickens. She’s requesting the loan to be able to pay land rental fees. Her purchases take place in Ventanas Canton, at Laura García Market. Her dream is to purchase farmland and no longer lease it. The challenge she faces is battling weeds. In her free time she enjoys raising animals.
View original language description ↓
Elena tiene 36 años de edad es soltera vive con la familia en el Cantón Ventanas Provincia Los Ríos.

Es integrante de ventanilla V.R.C. Virgen de Guadalupe que se encuentra ubicada en la Parroquia Puerto Pechiche perteneciente al Cantón Pueblo Viejo esta ventanilla se dedica a labores agropecuarias.

Elena se dedica a la siembra de maíz y a la crianza de gallinas.

Solicita el crédito para el arriendo de terreno para la siembra.

Las compras se realiza en el Cantón Ventanas en el Comercial Laura García.

Su sueño es comprar terreno para el cultivo para no arrendar.

El desafío que enfrenta es el trabajo contra la maleza.

En el tiempo libre le gusta dedicarse a criar animales.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Carmen Elena to pay land leasing fees.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Apr 17, 2013
Apr 25, 2013
Currency Exchange Loss:
Dec 21, 2013