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Alma Nubia

Update on Alma Nubia

Alma lives in Masaya with her husband and son; her husband supports all the decisions she makes related to work since this is her way of surviving thanks to the crops they grow. She currently has a manioc crop that needs maintenance. She will use this new loan to buy supplies and fertilizers needed like urea, Completo [type of fertilizer], Triple [type of fertilizer] and manioc seedlings to continue establishing her crops. She is grateful for the support Afodenic and Kiva funds have provided her for years.
View original language description ↓
La señora Alma, habita en el municipio de Masaya, junto a su esposo e hijo, su esposo la apoya en todas sus decisones en el trabajo en el campo, ya que es su forma de sobrevivir mediantes los cultivos que cosechan, actualmente tiene una cosecha de yuca que requiere de Manteniemiento, con este nuevo financiamiento comprara los insumos y fertilizantes necesarios como: Urea, Completo, Triple y Madera de yuca para segir estableciendo su cultivo, Agrade el apoyo que Afodenic en conjunto a Fondos Kiva le han brindado por años.

Previous Loan Details

Alma lives in the Masaya municipality with her husband, who helps her with the field work. The plan for the future is to be able to build a kitchen in their house. She currently uses an open fire. Alma has been working in the fields for several years. The greatest factor that harms the ... More from Alma Nubia's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,083,125
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Alma Nubia to buy farm supplies.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Apr 19, 2013
Apr 25, 2013
Currency Exchange Loss:
Nov 17, 2014