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Rosa Esther
Señora Rosa lives in the municipality of Masaya, in a region called Sacuanjoche, with her family and children. She has been a hard-working woman from a very young age. Her greatest priority now is her children: to give them the best possible conditions. She has a business in her home, making bread. She distributes her product to all the general stores in the municipality and also sells from home. With this business, she has gotten her family ahead and also helped other families; she employs four people, thus helping out in the community.
With this loan, she will buy basic supplies such as: flour, yeast, pans, milk, sugar, butter, and firewood. She is grateful for the support of Afodenic and Kiva.
View original language description ↓
La señora Rosa, habita en el municipio de Masaya en el Comarca llamada Sacuanjoche, junto a su familia e hijos, mujer trabajadora desde muy joven, su mayor prioridad hoy en dia son sus hijos y darle las mejores condicones posibles, ella tiene un negocio hubicado en su casa de habitacion, que es elaboracion de Pan, ella distribuye su producto a todas las pulperias del municipio y vende en su casa tambien, con este negocio a sacado adelante a su familia y ha ayudado a otras familias ya que emplea a 4 personas y asi ayuda en la comunidad, con este credito compra Materia prima como:Arina, Levadura, Sartenes , Leche, Azucar, Manteca, Leña etc. Agradece el Apoyo que Afodenic y Fondos Kiva le han brindado.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,409,250
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Rosa Esther to buy basic supplies.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 16, 2013
Apr 25, 2013
Currency Exchange Loss:
Feb 17, 2014