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Felicitas
Felicitas is 42 years old and married to Edilberto. She lives with her two daughters in an adobe house and produces organic cacao and achiote (a spice). She has been supporting her parents with small tasks since she was a little girl, the farm being the family’s main source of support. Having been elderly when she got engaged to Edilberto, who inherited some parcels of land from her parents, she began a life full of goals, such as buying an additional parcel of land as an additional product of her first years’ of work with her husband. She wants to produce optimum cacao to sell but needs working capital to hire field hands and buy compost.

One of her greatest challenges is the constant attack from regional plagues that occasionally cause considerable damage to her crops, which she fights with natural repellants. This will be her first loan through Kiva. She is grateful for the opportunity and is committed to making her payments on time. She will use the 3,000 PEN to make improvements to her home, beginning with the plumbing, drainage, and improvements to her corrugated roof. The aim is to improve her family life.
View original language description ↓
Felicitas ,tiene 42 años de edad y esta casada con Edilberto.Posee una vivienda hecha base de adobe donde vive con sus dos hijas .Tiene como principal oficio la producción de cacao orgánico y achiote.Desde niña apoyo a sus padres en labores menores siendo el campo el principal sustento de su familia.Alcanzado la mayoría de edad y al comprometerse con Edilberto quien heredo unas parcelas por parte de sus padres, inicio una vida llena de objetivos por cumplir logrando concretar la compra de otra parcela adicional como producto de sus primeros años de trabajo en pareja.Para un normal desempeño de las tareas agrícolas cuyo fin es de obtener granos de cacao óptimos para su comercialización debe de contar con capital de trabajo ya sea para la contrata de jornaleros o la compra de abono orgánico.
Uno de los principales inconvenientes que aqueja constantemente a sus parcelas es el ataque de plagas netas de su región que perjudica en ocasiones de manera considerable su producción final el cual combate con repelentes naturales hechos a base de barbasco.Este es su primer préstamo con Kiva y esta agradecida por la oportunidad brindada y se compromete a pagar sus cuotas de manera puntual. Con los 3,000 nuevos soles otorgados planea realizar mejoras a su vivienda iniciando desde las instalaciones de agua, desagüe y mejoras a su techo de calamina , todo ello esperando mejorar su calidad de vida familiar.

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About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 103
    View loans »
    Peru Loans Fundraising
  • $58,002,425
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD