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Ines Patricia

Update on Ines Patricia

Inés continues with the same business selling cosmetics and beauty products. She delivers them to various places such as offices and homes where orders are placed. This is her fourth loan with the institution. She reports that the previous loan worked out very well for her and she used it to buy perfumes and shirts. On this occasion she requests the loan in order to purchase wholesale costume jewelry. The reason why she requests the loan is to increase her working capital and therefore improve her family's living conditions. She feels happy and thankful towards the institution for the support she has received.
View original language description ↓
La Sra. Inés sigue con la misma actividad de la venta de cosméticos y productos de belleza ella entrega a distintos lugares oficinas y domicilios donde le hacen pedidos, este préstamo es su cuarta secuencia dentro de la institución, cuenta que le fue muy bien con el anterior crédito que lo utilizo en la compra perfumes y camisas y en esta ocasión solicita el crédito para la compra de joyas por mayor, la razón para solicitar este préstamo es incrementar su capital de trabajo y así de esta manera mejorar la calidad de vida de su familia, se siente feliz y agradecida con la institución por el apoyo brindado.

Previous Loan Details

Inés continues with the same activity selling cosmetics and beauty products at various places like offices and homes where orders are placed. This loan is her third sequence in the institution and she relates that she did very well with the previous loan that she used to buy shirts and sweaters.... More from Ines Patricia's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 163
    View loans »
    Bolivia Loans Fundraising
  • $32,260,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ines Patricia to purchase wholesale costume jewelry.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 10, 2013
May 2, 2013
Currency Exchange Loss:
Dec 21, 2013