Peter is a married man. He has 1 child. He describes himself to be trustworthy. He operates a clothing retail store where he sells clothes to customers. He has been involved in this business for 3 years. His business is located in a location with plenty of customers and his primary customers are men. He describes his biggest business challenge to be rain and dust which make it imposible to sell clothes. He will use the Kes 40,000 loan to buy more clothes to sell. His business goal is to be an employer within 5 years. He hopes that in the future, will expand his business. This is the client's second loan with SMEP DTM. Previous loan was paid successfully.