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Merlinda is 62 years old and married with three children. She is a very hard working entrepreneur.

Merlinda has a rice retailing business in the Philippines. Merlinda has requested a PHP 15000 loan amount through NWTF to buy additional sacks of rice to sell.

Merlinda has been in this business for 20 years. In the future, Merlinda would like to save money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 711
    View loans »
    Philippines Loans Fundraising
  • $63,295,350
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Merlinda to buy additional sacks of rice to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 17, 2013
Apr 28, 2013
Currency Exchange Loss:
Nov 17, 2013