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Saifiddin is a clever, skillful and calm man. He is a master of all trades. He is an amazing person with unusually good humane qualities. Despite his fragility, he has a huge heart. He's a good family man, and he has a loving wife and three children. His children grew up feeling the warmth of hearth and support from their parents. Saifiddin always dreamed of such a family and wants a good future for his children. He says, "I didn't take advantage of the moment and unfortunately missed the chance to study and receive a higher education. However, I have learned several trades and they help me today."

Truthfully, Saifiddin is a good plumber and makes his living supporting his family with this work. After all, a plumber's services are always needed. He has provided for his family this way for 15 years, married off his daughter, and now plans to hold a wedding for his son. While they search for a suitable bride, he has decided to renovate his home. He plans to bring his new daughter-in-law into a new, clean home. However, he doesn't quite have enough money saved. In order to more quickly finish the repairs, Saifiddin decided to take out a loan. Arvand is offering help in this capacity. With this loan, Saifiddin wants to buy construction materials. He hopes that he will be able to gain the trust of the organization and receive the needed sum. He thanks Arvand in advance for their support and understanding.
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Сайфиддин очень ловкий, умелый и спокойный мужчина. Он мастер на все руки. Сайфиддин удивительный человек с необычайно хорошими человеческими качествами. Несмотря на свою хрупкость Сайфиддин имеет огромное сердце. Он хороший семьянин, у него любящая жена и трое детей. Его дети выросли чувствуя теплоту семейного очага и поддержку со стороны родителей. Сайфиддин всегда мечтал о такой семье и желает для своих детей доброго будущего. Как говорить сам Сайфиддин, «Я не воспользовался моментом, и упустил к сожалению шанс учиться и получить высшее образование. Но, несмотря на это, изучил несколько профессий, и они выручают меня сегодня». И в правду, Сайфиддин хороший сантехник и зарабатывает этим делом себе на жизнь. Ведь услуги сантехника востребованы всегда. Вот уже пятнадцать лет Сайфиддин своей деятельностью кормит семью, выдал дочку замуж…Теперь планирует сыграть свадьбу сына. Пока ищут подходящую невесту, решил сделать дома ремонт. Планирует привезти будущую невестку в новый, чистый дом. Но для этого ему не хватило немного денег. И чтобы закончить быстрее ремонт, Сайфиддин решил взять кредит. И в этом ему на помощь пришёл МДО «Арванд». На полученный кредит Сайфидин хочет купит строительные материалы. Он надеется, что сможет войти в доверие организации и получить нужную сумму. Заранее благодарит Арванд за поддержку и понимание.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 270
    View loans »
    Tajikistan Loans Fundraising
  • $30,420,350
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Saifiddin to buy building materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 19, 2013
May 6, 2013
Currency Exchange Loss:
May 17, 2014