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Justine is married with three children and all her children go to school. She also takes care of additional family members (a young sister). She has a business selling charcoal and has been in this business for three years selling to all categories of people but on retail six days out of every week.

She has applied for a loan of 300,000 Uganda shillings from MCDT-SACCO to buy more bags of charcoal. She generates additional income through a retail shop. Her major business challenges include seasonality and thieves. She aspires to become a wholesaler and also to get enough profits so as to build her house. She resides in a rented house and the family has access to electricity and piped water. Her major costs include school fees, feeding the family and rent.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 171
    View loans »
    Uganda Loans Fundraising
  • $32,003,575
    Funds lent in using Kiva
  • 2,577.0
    Uganda Shillings (UGX) = $1 USD