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Marie Paule
Marie Paule is a 56-year-old woman who is married and the mother of 3 children aged between 11 and 32. She is a merchant and has been selling seasonal products (oil, smoked fish, pistachios) to retail customers at a local market for 8 years. She knows the suppliers well and knows her customer base, built up over time thanks to her experience in her line of work, especially well. However, she faces constant stock shortages because, due to her limited capital, she is forced to sell off her stock before she is able to replenish it. She would like to increase her inventory of oil and smoked fish so that she has a well-stocked inventory which would enable her to better satisfy the constant demand of her clientèle and to avoid stock shortages. She will save up her profits so that she can not only expand her business, but also provide for her family's needs.
Marie Paule est une femme de 56 ans mariée mère de 3 enfants dont l'age varie entre 11 et 32 ans. Elle est commerçante et fait la vente en détail (huile, poisson fumé, pistache) en fonction des saisons dans un marché de la place depuis 8 ans. Elle a une bonne connaissance des fournisseurs, et surtout de sa clientèle qu'elle a acquise au fil du temps grâce à son expérience dans ce domaine. Mais elle se retrouve constamment en rupture de stock parce qu'elle est obligée de faire écouler tous le stock pour pouvoir s'en procurer à nouveau ceci à cause de la petitesse de son capital. Elle souhaitera augmenter le stock d'huile, de poissons fumés pour avoir un bon stock ce qui permettra de mieux satisfaire la demande constante de sa clientèle et d'éviter les ruptures de stocks. Elle économisera son bénéfice pour non seulement agrandir son activité mais aussi subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's new loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,190,375
    Funds lent in using Kiva
  • 504.8
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Marie Paule to increase her inventory of oil and smoked fish.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 11, 2013
Apr 24, 2013
Currency Exchange Loss:
Jun 17, 2014