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Nelly
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Mrs Nelly belongs to the Communal Bank "Maria Gracia". She lives in the San Martin region, in the Moyobamba province and district, and her business is located in the street jr. callao cuadro 7. Her services are in cosmetology and she has a beauty salon.


Thanks to a loan from Manuela Ramos she was able to renovate her beauty salon which during many years has generated income that has permitted herself to cover the necessities for her family. Her perseverance and dedication has successfully allowed the business to increase considerably.


With the loan she is asking for of S/. 800.00 ($ 275.00) to be repaid in 6 months, she would purchase an armchair, a machine to cut hair, hairspray, scissors and hair dyes of varying colors.


Mrs Nelly is 44 years old and lives with her husband and three children. Her business provides work for other persons during times of celebrations and promotions. For now she is supported by one person. Her dream is to be abel to own a spa.

Translated from Spanish by Chloé Tuot, Kiva Volunteer.



La señora Nelly pertenece al Banco Comunal” MARIA GRACIA”, vive en la Región San Martín y Provincia Moyobamba, distrito de Moyobamba, su negocio está ubicado en el jr. callao cuadra 7, ella presta sus servicios como cosmetóloga en su salón de belleza.

Gracias al préstamo que Manuela Ramos le otorgó pudo renovar su salón de belleza que durante muchos años le genera ingresos que le permiten cubrir necesidades de su familia, la constancia y dedicación propia ha logrado que el negocio se incremente considerablemente.

Con el crédito recibido por S/. 800.00 que será pagado en 6 meses, comprará un sillón, una maquina para cortar pelo, cepilladores laca, tijeras, tintes de distintos colores,

La señora Nelly tiene 44 años vive con su esposo y sus 3 hijos en su negocio brinda trabajo a otras personas en épocas de fiestas de promociones por ahora cuenta con un personal que le apoya , su meta es llegar a tener su spa.

About Peru

  • $12,000
    Average annual income
  • 96
    View loans »
    Peru Loans Fundraising
  • $57,954,100
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  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD