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Sedana Yoga Group
In this Group: Ni Nengah, Ni Putu, Ni Nyoman, Ni Nengah, Ni Made, Ni Wayan, Ni Wayan, Ni Made, Ni Nengah, Ni Wayan
The Sedana Yoga Group is made up of 10 women who are neighbors in the same village in Baturiti, in the central area of Bali. The group is seeking a loan of 20M IDR, and each member will receive 2M IDR. The group was formed out of these women’s common interest in raising pigs to supplement family income, and out of their interest in education on best practices for pig raising. This is their first loan with MUK.

Ni Nengah, age 41, is the head of the Sedana Yoga Group. Her husband earns money as a farmer, but Ni Nengah would like to help support her family with her pig-raising business. She plans to sell the piglets after five months of fattening. With the increase in family income, she hopes to be able to improve her house.

Additional Information

More information about this loan

This loan is part of MUK’s effort to reach small business owners in rural areas of Bali in Indonesia. Borrowers often lack collateral to be eligible for working capital loans and are located in areas where access to microfinance is limited. MUK organizes borrowers into groups that cross guarantee one another, allowing them to qualify for a loan. By funding this loan you are providing underserved borrowers with crucial capital to sustain their existing businesses.

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 18
    View loans »
    Indonesia Loans Fundraising
  • $5,288,425
    Funds lent in using Kiva
  • 9,720.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sedana Yoga Group's $2,075 loan helped a member to purchase piglets for fattening.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Apr 19, 2013
Apr 27, 2013
Currency Exchange Loss:
Nov 17, 2013