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This is Chernor. He is 24 years old, single, and has no children. In 2010, Chernor established his rice, salt, sugar and oil business. He started his business because he wants to support his academic work. His business is located in the outskirts of town, and his main customers are general people in the community. Working 7 days a week and 11 hours per day, he earns about Le 1,500,000 every month from this business. He would like a loan in the amount of Le 5,000,000. Chernor requires a loan in order to buy more stock of rice, salt, sugar and cooking oil to sell. He hopes that this loan will support him to grow. In the future, Chernor plans to become an international business man, build stores and become a professional lawyer. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 22
    View loans »
    Sierra Leone Loans Fundraising
  • $9,379,975
    Funds lent in using Kiva
  • 4,319.7
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Chernor to buy sugar and oil for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 27, 2013
Currency Exchange Loss:
Oct 17, 2013