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Martha Isabel
Martha is a young woman who works for a government institution. She lives with her partner and their four-month-old daughter. She has to prepare their bedroom for the baby because it is not set up to accommodate the three of them, but she does not have the resources to complete the project. She is therefore requesting a loan to expand the bedroom and make it more comfortable.
View original language description ↓
Martha, es una joven que trabaja para una institución estatal, vive con su pareja, ambos tienen una bebe de 4 meses de nacida y ha visto la necesidad de acondicionar mejor su cuarto el cual no presta las condiciones necesarias para compartir los tres y no cuenta con los recurso para realizar esta obra, por esta razón solicita el crédito para ampliar un poco mas su cuarto y tener mayor comodidad.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 130
    View loans »
    Nicaragua Loans Fundraising
  • $24,576,775
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Martha Isabel to buy cement, sand, rebar, and cement blocks.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 16, 2013
Apr 24, 2013
Currency Exchange Loss:
Apr 16, 2014