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This borrower lives in Guayaquil. She started selling natural products and gradually was able to increase her business. The borrower works every day, starting in the early morning hours, selling Omnilife natural products.

One of her difficulties is dealing with thieves. The borrower is a single mother with three children. One child, age 33, is a young adult who requires her care because of a disability. The other children are ages 14 and 2.

The borrower has many aspirations for her family. For this reason, she wants to continue working to improve her business and provide the best for her children. Her loan will be used to improve her Omnilife business by purchasing natural products for the liver and stomach, as well as vitamins. In the future, she wants to acquire a shop and provide the best for her family.

View original language description ↓
La cliente vive en Guayaquil. Comenzó a vender productos naturales, poco a poco fue incrementando su negocio. Trabajan todos los días desde muy temprano vende los productos naturales Onni Life (productos naturales).

Una de las dificultades son los ladrones. La cliente es madre soltera, tiene tres hijos, uno de 33 años quien es un joven adulto pero con discapacidad ella lo tiene que cuidar, otro de 14 y 2 años de edad.

Ella tiene muchas aspiraciones con su familia por eso quiere seguir trabajando para mejorar su negocio y darle lo mejor a sus hijos. El préstamo lo usara para mejorar sus productos naturales comprando Onni Life, para el hígado, estomago, vitaminas. En el futuro quiere tener un local d y darle lo mejor a su familia.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 86
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped this borrower to buy Omnilife natural products, such as vitamins and remedies for the liver and stomach.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 24, 2013
Apr 25, 2013
Currency Exchange Loss:
May 6, 2014