Sonia is 36 years old, married, and lives with her mother and her three children in Chillanes, in the province of Bolivar, in the community of Alungoto. She works raising animals such as pigs. She is asking for a loan to increase her purchase of animals, which she will do monthly in the city of Chillanes. Her dream is to have her own house. Her biggest challenge is bad weather. In her free time, she likes to take care of her plants.
Sonia tiene 36 años de edad es casada vive con su madre y sus tres hijos Chillanes Provincia Bolívar comunidad Alungoto.
Sonia se dedica a la crianza de animales como los cerdos.
Solicita el crédito para aumentar las compras de animales.
La compra lo realiza en la ciudad de Chillanes semanal mente.
El sueño es tener su casa propia.
El desafío que se enfrenta es mal tiempo.
En el tiempo libre le gusta cuidar las plantas.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!