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Jaime Alfonso
Jaime is married and has three children. The eldest of his children is 15 years old and all of them attend school. He covers his needs through his work as a taxi driver. It's very tiresome and dangerous work, since he has to drive through some areas that have a high crime rate. However, he has to do it, since he has no other source of income. His wife doesn't work and she's in charge of housekeeping. The loan that Jaime requests is for improving the bathroom walls which are made of plastic and the floor of the bedroom in his house. That way he'll improve his living conditions as much as he can within his means.
View original language description ↓
Don Jaime es un cliente casado, tiene tres hijos siendo el mayor de quince años, todos estudian y cubre sus necesidades con su trabajo como cadete de taxi, labor muy cansada y peligrosa ya que se tiene que transitar por algunas zonas con alto índice delincuencial, pero lo tiene que hacer porque no tiene otra opción de ingresos, su esposa no trabaja, se encarga del orden del hogar. Este crédito que solicita don Jaime es para el mejoramiento de las paredes del servicio sanitario que son de plástico y el piso del cuarto de su vivienda para estar en mejores condiciones humanas en lo que cabe dentro de sus posibilidades.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Jaime Alfonso to purchase cement, sand, iron and bricks.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 16, 2013
Apr 24, 2013
Currency Exchange Loss:
Jun 17, 2014