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Víctor Manuel

Update on Víctor Manuel

Víctor, 49, lives with his life’s companion and their 8 children. He has been working growing corn and beans for a long time. He sells them in areas surrounding where he lives and has attained a large clientele. In addition to his agricultural work he also raises cattle that help him cover household expenses. He’s decided to increase his land’s productivity but needs capital support to buy supplies which is why he’s requested a loan to buy corn and bean seeds, fertilizer, herbicide, etc. in order to be able to provide his family with a fulfilled life.
View original language description ↓
don victor de 49 años de edad vive junto a su compañera de vida y sus 8 hijos; él se dedica al cultivo de maíz y frijol desde hace mucho tiempo, el comercia en todos los alrededores de donde reside y se ha hecho de mucha clientela adicional a su trabajo de agricultor tambien tiene una crianza de ganado que le ayuda a complementar los gastos del hogar, ha decidido a aumentar la producción en sus tierras pero necesita de apoyo de capital para la compra de insumos por eso solicita un crédito que le permita comprar semilla de maíz, frijol, fertilizante, herbicida etc. y asi el podra darle a su familia una vida plena.

Previous Loan Details

Victor Manuel is 48 years old and lives with his life partner and his eight children. He has been making a living growing corn and beans for a long time and has a lot of experience in the area which he utilizes during planting time. The land is located in an agricultural zone close to his home. H... More from Víctor Manuel's previous loan »

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 642
    View loans »
    El Salvador Loans Fundraising
  • $28,178,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Víctor Manuel to buy farm supplies.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Mar 26, 2013
Apr 24, 2013
Currency Exchange Loss:
Feb 21, 2014
This photo was used before for a previous loan for Víctor Manuel. It was first posted on Kiva on Jul, 2012. Learn More