María is 65 years old and a widow. She lives with her family in Chimbo Canton, in Bolívar Province. María is retired. She is requesting a loan to improve her store supplies and to buy a blender. She will make her purchases in Chimbo Canton. Her dream is to continue improving her quality of life. She faces the challenge of fighting against any problem that presents itself.
She likes to spend her spare time with her family.
María tiene 65 años de edad es viuda vive con su familia en el Cantón Chimbo Provincia Bolívar.
María es jubilada.
Solicita el crédito para mejorar viveres y una licuadora. Las compras lo realizan en el Cantón Chimbo.
Su sueño es seguir mejorando la calidad de vida.
El desafío que enfrenta luchar contra cualquier problema que se presente.
En el tiempo libre le gusta reunirse con la familia
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!