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Update on Ayélé

Ayélé is a 28-year-old woman. She is married to a merchant. She has 2 children, one of whom goes to school. Ayélé has been working as a hairdresser and retailer since 2010. She sells hair extensions, hair weaves and shoes to all types of customers in her studio. She gets the products in Lomé. She works alone. Currently, her main difficulty is that she is unable to satisfy all of her customers.

Ayélé has requested her second loan from WAGES in order to buy hair extensions, weaves and shoes. She wants to reinvest in her business. In the coming years, Ayélé would like to expand her business. She plans to use her profits to ensure that her family gets an education.
Ayélé est une femme âgée de 28 ans. Elle est mariée å un revendeur. Elle a 02 enfants dont 01 à l’école. Ayélé travaille comme coiffeuse et revendeuse depuis 2010. Elle vend des mèches, des tissages et des chaussures pour tous clients dans son atelier. Elle achète les produits à Lomé. Elle travaille seule. Au moment, sa difficulté principale est de ne pouvoir satisfaire tous ses clients. Ayélé a requis son second crédit de WAGES afin d’acheter des mèches, des tissages et des chaussures. Elle veut réinvestir dans l’activité. Dans les prochaines années, Ayélé voudrait développer son activité. Elle dit qu’avec les profits, elle prévoit d’assurer l’éducation de sa famille.

Previous Loan Details

Ayélé is a 27-year-old woman, and is married to a reseller. She has one child, who is aged three and goes to school. Ayélé has worked as a reseller since 2010, and sells hair extensions, weaves and shoes to all the customers who come to her store. She buys her products in Lomé, and works alone... More from Ayélé's previous loan »

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Togo

  • $1,500
    Average annual income
  • 0
    View loans »
    Togo Loans Fundraising
  • $8,894,800
    Funds lent in using Kiva
  • 502.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD