Gladys, who is 48, is married with 8 children and lives with them and her husband in Chimbo Canton in Bolívar Province. Gladys works in agriculture, undertaking tasks such as sowing corn. She is applying for the loan to buy fertiliser, manure, supplies and other items required for sowing. She will buy the goods in Chimbo City. Her dream is to boost her crop yield so as to have a source of income for her family. Her main preoccupation is providing an education for her children. In her free time, she likes going out for walks and going for a stroll with her children.
Gladys tiene 48 años de edad es casada tiene 8 hijos vive con su esposo y sus hijos en el Cantón Chimbo Provincia Bolívar.
Gladys se dedica a la agricultura como a la siembra de maíz. Solicita el crédito para compra de fertilizantes, abonos, insumos y demás elementos para realizar la siembra. Las compras lo realizan en la ciudad de Chimbo.
Su sueño es mejorar el cultivo para tener una fuente de ingreso para la familia. El desafío que enfrenta es de educar a todos los hijos. En su tiempo libre le gusta salir a caminar y a pasear con los hijos.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!