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Victoriana Del Carmen

Update on Victoriana Del Carmen

Victoriana, one of Kiva's clients, is 55 and comes from San Juan de Limay in the municipality of Estelí. She is very grateful for her first loan which helped her to increase her grocery shop's stock by buying products such as basic grains, oil, cleaning products, fruit juice and soft drinks which she did not previously have in stock . She feels great because she has been able to increase her income. She is applying for this second loan to buy school equipment, exercise books, pencils, make-up, basic grains, rice and sugar as her ambition is to further increase her sales and boost her income.
View original language description ↓
Doña victoriana, es cliente Kiva, de 55 años de edad, originaria de San Juan de Limay, Municipio de Estelí, ella se siente muy agradecida por su primer créditos, ya que le ayudo a surtir mas su pulpería comprando productos que aun no tenían en inventario como granos básicos, aceite, productos de limpieza, jugo, gaseosa, etc. Ella se siente muy bien porque ha podido incrementar sus ingresos.
Ella esta solicitando su segundo créditos para comprar artículos escolares, cuadernos, lapiceros, cosméticos, granos básicos, arroz, azúcar, con el objetivo de incrementar más sus ventas para obtener mejores ganancias.

Previous Loan Details

Victoriana is 54 years old and the mother of 2 children. She came from San Juan de Limay in Esteli municipality. Victoriana is a merchant, the owner of a general store where she sells foodstuffs at retail. In this zone there are few commercial establishments and few general stores nearby, so this... More from Victoriana Del Carmen's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 79
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Victoriana Del Carmen to buy school equipment, exercises books, pencils, make-up, basic grains, rice and sugar.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 12, 2013
Apr 24, 2013
Currency Exchange Loss:
Dec 17, 2013