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Miguel Angel
Miguel is 22 years old. He is married and lives with his wife in Ventanas, in the Los Ríos province.

Miguel works as a technician for a company that sells computers.

He is applying for a loan to buy cement, metal bars and wooden planks. He will be able to make improvements to his home with the help of this loan.

He will make his purchases in Ventanas. Miguel's dream is to buy land and his big challenges are to work much more and not have any problems. In his free time he likes to relax and spend time with his family.
View original language description ↓
Miguel tiene 22años de edad es casado el vive con esposa en Ventanas Provincia de los Ríos

Miguel trabaja en una empresa es técnico en compras de computadoras.

Solicita el crédito para comprar cemento, varillas, tabla. Con la ayuda del crédito podrá realizar los arreglos de la vivienda.

La compra lo realiza en Ventanas. El sueño es comprar un terreno .El desafío de trabajar mucho más y no tener problemas. En el tiempo libre le gusta descansar y estar con su familia

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 80
    View loans »
    Ecuador Loans Fundraising
  • $25,065,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Miguel Angel to buy cement, metal bars and planks of wood.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 28, 2013
Apr 24, 2013
Currency Exchange Loss:
Feb 17, 2014