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José  Mauricio

Update on José Mauricio

José is 43 years old, married and has four children. José has been working with his parents and siblings in agriculture since a very young age. As the eldest sibling, José had the most responsibility. At 19, he found a partner but continued to work alongside his father. When his first children were born, José started to work alone. José must travel 15km from his home to buy farming supplies. He must pay for transport to take the goods to his home and, then, he must pay for a cart to take them to his land.

José is applying for a loan from "Fundación Campo" to buy fertiliser and manure, to prepare the land and to pay for labour costs, all to grow corn. He hopes to improve his harvest through the timely and correct use of these supplies. He hopes he will have an abundant yield and that he will have the opportunity to send his children to school and university.
View original language description ↓
José tiene 43 años de edad, es casado y tiene cuatro hijos. Desde muy pequeño se ha dedicado a la agricultura en compañía de su padre y sus hermanos; como era el mayor de sus hermanos tenia más responsabilidad. A los 19 años de edad se acompaño, pero siempre siguió trabajando con su padre, cuando nacieron sus primeros hijos empezó a trabajar en lo propio. Para comprar los insumos agrícolas, debe viajar a 15 kilómetros de su casa, paga un medio de trasporte para que se los lleven a su casa y luego para un carretero para que los trasladen hasta el terreno.

El préstamo que esta solicitando a Fundación Campo, es para comprar fertilizantes, abono, preparación del terreno y pago de mano de obra, para cultivar maíz. Espera mejorar su cosecha aplicando los insumos a tiempo y en las cantidades correctas para que la producción sea abundante y brindarles la oportunidad a sus hijos de enviarlos a la escuela y a la universidad.

Previous Loan Details

José, 42, is married and has four children. He’s been doing agricultural work since he was little because he was the oldest brother and had to help his father with the work. At the age of 19 he got married and continued working alongside his father but when his children were born he started to ... More from José Mauricio's previous loan »

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 785
    View loans »
    El Salvador Loans Fundraising
  • $25,698,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped José Mauricio to buy fertilizer, manure and to pay labor costs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 15, 2013
Listed
Apr 24, 2013
Currency Exchange Loss:
N/A
Ended:
May 22, 2014