Forty-year-old Ursula lives with her mother, sister and two children in their own house. Ursula has a hut from which she sells sweet things such as "churros" (long fritters), biscuits, candy and more. She has had the business for some years and it has given her experience in sales which has allowed her to earn the the best possible profits. Ursula's hut is inside a school, near her home. She makes a high profit which she uses to cover household costs. Ursula wants to expand the business and put in more investment. However, she needs capital for this so is applying for a loan that will allow her to buy necessary items for her hut. She assures us that she will pay off her debt and says she is confident that the loan will give her family a better quality of life.
ursula de 40 años de edad vive con su mama, su hermana y sus 2 hijo en casa propia; ella posee una chalet donde vende golosinas como churros, dulces, galletas, entre otras cosas, tiene muchos años con su negocio y eso le ha regalado experiencia en las ventas que le permite obtener las mejores ganancias, esta ubicada adentro de en un colegio cerca de su lugar de residencia, obtiene muchas ganancias y con eso logra cubrir los gastos de su hogar, ella quiere acrecentar el negocio y realizar una nueva inversión pero necesita de capital por eso solicita un crédito que le permita comprar lo necesario para su chalet, asegura que cancelara la deuda y a la vez confía en que le dará a su familia una mejor calidad de vida
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.