Muslum is 46 years and has a family consisting of a wife and two sons. He is selling stationery in his shop. He has selling experience from the past 16 years. Previously he used to sell different products in his shop. Now he is focused only on selling items for schoolchildren and students. Muslum is running the business with the support of his wife. He has a shop in the central bazaar.
Muslum has good sales, due to his location near schools and other educational centers. Soon, in September when schools open, more school items are going to be purchased.
Muslum has taken three loans from AqroInvest previously. Now he requires a loan of 2000 AZN. With this money he plans to purchase more items for the new semester, when pupils and students return to attend schools and colleges.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.