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Ndable
Ndable is widow and the mother of two children. Even though she did not receive any formal education, she is a successful businesswoman who sells a variety of African dishes at a "chop bar" in the town of Whindo. She has been in this business for about five years and, as sole breadwinner for her family, uses her income to provide for her children. Ndable is requesting this loan to buy ingredients she needs to prepare the dishes she sells. She believes that this loan will help her increase her sales and expand her business. In the future, she plans to offer a wider range of food items, and thereby adapt to changing customer preferences.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 22
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $475 helped Ndable to buy ingredients to prepare food to sell.
99% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 27, 2013
Listed
Apr 27, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 19, 2013