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Charlotte
Charlotte is married and has two children. She has received some schooling, until the end of junior high school. Currently, Charlotte sells ice creams and cocoa drinks in Hotopo (near Takoradi). She has been involved in this business activity for about four years now. Her husband is in a construction business. Charlotte's income goes towards helping her husband pay for the family's general living expenses.

Charlotte will use the loan to increase her existing ice cream and cocoa drink capacity, by buying more inventory to sell. With the new profits from her expanded enterprise, Charlotte plans to develop her business further, by venturing into newer markets.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,598,000
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $275 helped Charlotte to increase her existing ice cream and cocoa drink capacity.
99% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 3, 2013
Listed
Apr 27, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 19, 2013