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Janet's Group
In this Group: Janet, Daniel
Janet is single with two children. She is 45 years old and lives in Teshie, and she is the leader of Janet's group.

Janet has an assorted food joint where she cooks food like 'fufu' (pounded cassava), soup, 'Ampesi' (cooked yams or plantains), and stew. She has been doing this for five years. She has requested a loan of GHS 3,000 to be able to buy plenty of cassava, fish, vegetables, and other ingredients to cook food in commercial quantities and sell to customers.

This is her seventh loan from ID-Ghana.

Janet, together with Daniel, needs a total amount of GHS 3,700 to be able to serve customers better.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Janet's Group's $1,900 loan helped a member to buy plenty of cassava, fish, vegetables and other ingredients to cook food in commercial quantities and sell to customers.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 28, 2013
Apr 27, 2013
Currency Exchange Loss:
Sep 17, 2013